Abstract

The most important economic sectors supporting the economic process is the banking sector, and after the major developments that took place in that sector and in various countries in the world, especially electronic banking and followed by changes in various areas of banking and banking service in new ways, but the Iraqi banking system, Advanced stages of electronic technology, which makes the banking process not correspond to the global developments reached by other countries of the world, especially as the information economy is the cornerstone of the starting point for the development of the development of all societies, and the main research objective is the The development of the information economy and its impact on the Iraqi banking system in order to identify the extent of its use of ICT in its banking transactions, whether in relation to each other or with the Central Bank or with its clients or with international institutions in an attempt to reach them to advanced levels of efficiency and effectiveness in Providing banking services, through knowledge of the elements and constraints and risks of its electronic bankin