Abstract

The stability of any banking system can only be done by following up on the banks within its scope and monitoring the banking practices they practice that affect the strength or weakness of the banking public's confidence in it , and since banks are not limited in their concept to being commercial companies that conduct commercial business ,and for this reason the matter of regulating the licensing of its establishment and monitoring its practice of its spin-off and not deviating from the correct path has become one of the matters that banking laws will regulate and ensure that banks do not violate it . therefore, the Iraqi Banking Law has dealt with such cases by  imposing the legislator of guardianship on the bank in order for its banking sector to be managed by a trustee who is keen to manage it in a way that , if not increases its value , then at least preserves it .and the Central Bank has the right to take any way of the necessary measures to prevent the bank from being declared bankrupt and liquidated .The most prominent of which is the recommendation to rehabilitate the bank , through a plan included by the trustee with the Central Bank and approved by the minister of finance, clarifying the means that can be taken to return the bank to its effectiveness as one of the components of the banking environment that is important to maintain.